Business Insurance

We provide insurance for auto businesses.


Many other insurance providers may shy away or charge extra for businesses with bad credit and are cash only


We Stand With You


Our Insurance Service

We can put together a policy that will cover your Automotive Business.

Running any business involves unique risks, particularly when it comes to using power tools and specialized machinery. These tools, while essential for many businesses, can pose significant dangers to both employees and customers. Therefore, it becomes crucial to prioritize safety and take necessary measures to keep yourself, your employees, and your business protected in every possible way.

One of the most effective ways to safeguard your business and mitigate potential financial burdens is through comprehensive insurance coverage. At our company, we understand the importance of tailored insurance options that address the specific needs of your business. We strive to provide you with the coverage you want to ensure that you're adequately protected against unforeseen circumstances.

Accidents can happen despite your best efforts to maintain a safe working environment. In the event of an accident or injury, insurance can be a lifeline, helping you avoid significant out-of-pocket expenses. Medical costs, rehabilitation fees, and potential legal fees can quickly add up, putting a strain on your business's financial stability. With the right insurance coverage, you can minimize the financial impact and focus on the well-being of those involved.

Remember, accidents and unexpected events are an inherent part of doing business. By investing in comprehensive insurance coverage, you are taking a proactive approach to protect your business from potential financial setbacks. Don't leave yourself exposed to unnecessary risks—let us assist you in finding the insurance solutions that best suit your business needs, enabling you to focus on your success and future growth.

Costs of Business insurance

An Insurance Policy Tailored for your Business. No unnecessary Charges.

The cost of insurance can vary for different automobile businesses due to their individual characteristics and specific risks. If you're wondering about the cost of small business insurance, it primarily depends on your specific requirements.

Factors such as the number of employees, payroll, and claims history are taken into consideration to determine the insurance coverage suitable for your business.

Our goal is to establish a partnership with you, providing the insurance you need and ensuring peace of mind by knowing that your business is protected.

Steps to get Coverage

Protect your business. Coverage you can count on.



1. Review your risks and decide which insurance you need.

2. Get in Touch to get a Quote.

3. Determine Whats best for your business.

4. Purchase your policy and keep it up to date

Depending on your coverage, we can help pay for:

The Best Insurance Policy for your Business



general-insurance

Slip-and-fall injuries

Someone (excluding employees) trips at your business, breaks their leg and files a lawsuit.

premium-service

Medical payments

Someone (excluding employees) gets injured and asks you to pay for medical expenses.

customized-plans

Legal fees & defense costs

If you need an attorney to defend your business in a lawsuit after a claim.



general-insurance

Property damage

Accidentally damage a client or customer’s property.

premium-service

Reputational harm

If an employee talks ill about a client online and the client sues you.

customized-plans

Inaccurate advice

If a customer claims you provided advice that caused them damage.



general-insurance

Advertising injury

sued for improper image use in your advertising.

premium-service

Negligence

Services you or your company provided result in damage or injury to a client.

customized-plans

And much more

The coverage you choose will determine the claims we support.

Types of Insurance Provided

Insurance Policies designed for you, to cover your business

General liability
Financial protection for some of the most common accidents at a business. For example, if someone other than an employee gets hurt or if you’re held responsible for damaging someone’s property. This insurance covers slip-and-fall injuries, property damage, Legal fees & defense costs, medical payments, reputational harm, advertising injury.

Commercial property
Helps protect the physical assets you need to operate your business. After a covered event, this insurance will help with replacement or repair costs. Common items that are protected are inventory, furniture, fixtures, equipment, business income, structural damage, broken windows, and flooring.

Business income insurance
Helps your company replace lost income if it’s unable to operate due to covered property damage. Some business costs that can be covered include mortgage and rent payments, employee wages and payroll, income loss during restoration period, loan payments, and tax payments.

Worker Compensation
If you have employees, workers’ comp is mandatory in almost every state to help cover medical bills and lost wages if a workplace accident occurs. Add business owner’s coverage to protect yourself as well.

Professional Liability/E&O
If you’re accused of making an error at work, get professional liability insurance (also known as errors & omissions insurance) and you’ll be protected from certain types of lawsuits and claims.

Commercial Auto
With commercial auto, you’re covered for dents, tows and damage to someone else’s car or truck. Add Hired and Non-Owned Auto (HNOA) coverage for extra protection on rentals and employee vehicles.

Tools & Equipment
Add tools and equipment upgrade to your general liability insurance. If your tools ever get damaged or stolen, we will help them get back to working order.

Business Owner’s Policy
A business owner’s policy (BOP) combines general liability and commercial property into one handy package. It’s a great option for protecting your business if you have a physical location, equipment or inventory and if you deal with customers or the public.

Cyber Liability Insurance
Cyber insurance can help prevent and respond to data breaches, cyber-attacks, systems failures and compromised IT. Get financial help after phishing scams and ransomware attacks, and recovery or replacement funds lost due to wire fraud.

Resources

We offer Advising and Consulting on All of Our Services


Supporting Material For You

Fit Small Business

A comprehensive platform offering free online articles and tools that cover starting a business, marketing, operations, and software and services, providing entrepreneurs with valuable resources to succeed in today's competitive landscape.

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Avvo

A platform that connects business owners with experienced lawyers, offering personalized legal assistance and resources to navigate a wide range of legal issues and ensure the protection and success of their businesses.

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Score

Score offers free, personalized one-on-one advising and mentoring services, available in person or via email, to entrepreneurs at all stages of business, providing them with expert guidance and support for achieving their goals.

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